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Banks, lenders, deposits and credit: rates, regulation and the health of the institutions that hold and move money.
FDIC insurance protects up to 250,000 dollars per depositor, per insured bank, per ownership category, if a bank fails. Here is what is covered, what is not, and how to keep large balances fully protected.
A bank makes most of its money by lending out the deposits you give it, charging borrowers more than it pays you. Here is how that spread, plus fees, really works, and why it means shopping for a better savings rate is worth it.
Six of the largest US banks report third-quarter results in a tight two-day window, opening earnings season. Here is what to watch beyond the headline profit, and why these numbers set the tone for the market.