Finance and Trading Writer
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A bull market is a sustained rise; a bear market is a fall of 20 percent or more from a recent high. Here is what defines each, what drives them, and why the labels are confirmed only in hindsight.
The monthly US jobs report shows how many people are being hired and how many are out of work. Here is what nonfarm payrolls and the unemployment rate mean, why they come from two surveys, and why they move markets so much.
Fintech is technology that delivers financial services, from payment apps to robo-advisers and digital banks. Here is what it covers, why it grew so fast, and the one question to ask before trusting any finance app with your money.
FDIC insurance protects up to 250,000 dollars per depositor, per insured bank, per ownership category, if a bank fails. Here is what is covered, what is not, and how to keep large balances fully protected.
A stock market index turns a whole slice of the market into a single number you can follow. Here is what the S&P 500, the Dow and the Nasdaq actually track, why their weighting differs, and why indexes shape your money even if you never trade.
The Federal Reserve is the US central bank. Here is what it does, how the FOMC sets the federal funds rate, and how that single rate reaches your mortgage, your savings and the markets.
An ETF and a mutual fund both hold a basket of investments in one purchase. Here is how they differ on fees, taxes, trading and minimums, and why the cheapest choice comes down to the specific fund, not the label.
Compound interest is interest that earns its own interest, so your money grows faster the longer you leave it. Here is how it works, with a worked example, and why time matters more than the rate you earn.
Six of the largest US banks report third-quarter results in a tight two-day window, opening earnings season. Here is what to watch beyond the headline profit, and why these numbers set the tone for the market.
The Federal Reserve sets rates on 28 October, with markets pricing a hold despite stubborn inflation. Here is what the data says, what the Fed has signalled, and what either outcome would mean for savers and borrowers.
Anthropic has reportedly filed confidentially for an initial public offering, with a valuation near 965 billion dollars attached to it. Here is what is actually on the record, what is not, and how to follow it.